For the 2022/23 academic year, your application will be assessed on gross income from all sources for the period 1 January 2021 to 31 December 2021
The persons whose income is taken into consideration depends on your applicant class . This will fall into either of the following two categories;
- Dependent / Mature Dependent Student: you will be assessed on your own income and that of your parents/legal guardians.
- Independent Student: you will be assessed on your own income and that of your spouse/civil partner/cohabitant.
Gross income includes income before any deductions made for PAYE, income tax and other taxes, PRSI, income levies, etc. and also includes income that is described as “tax-free”, “tax-paid”, “not liable to tax” or “exempt from tax.
If you are unsure whether any income should be included in your application you should provide details of this income in the application form.
SUSI may receive data from the Revenue Commissioners and the Department of Social Protection to assist in the evaluation and processing of your grant application. After the provisional assessment of your application you may be asked to send SUSI documentary evidence of your declared income.
This is the proportion of your gross income to be considered by SUSI in calculating if you are eligible for a grant. Your reckonable income will determine if you are eligible for funding from SUSI and if you are, what type of funding you could receive. Please see below links for information regarding the income thresholds and grant award rates.
2022/23 Income Thresholds and Grant Award Rates
Sources of income
The income that will be taken into account is income arising from both inside and outside the State including, but not exclusive to, income under the following headings:
- Income from employment (including benefit-in-kind and directorships)
- Social welfare payments (including the social welfare state pension)
- Payments from other government departments or state agencies
- Self-employment or farming
- Rental and other income from land and property
- Income from pensions
- Income from savings, deposit accounts and investments
- Income from maintenance arrangements
- Lump sum payments from retirement and redundancy
- Income from the disposal of assets or rights
- Gifts and inheritances (you must fill out gifts/inheritance table)
- Income from other sources not mentioned above
The following payments are not included in calculating reckonable income.
- Aftercare Allowance,
- Adoption Maintenance Allowance
- All Ireland Scholarship Scheme,
- Back to Work Family Dividend,
- Blind Pension (where paid to the applicant),
- Caranua services support,
- Carer’s Allowance,
- Carer’s Support Grant (where paid to recipients of the Carer’s Allowance and Domiciliary Care Allowance),
- Child Benefit,
- Community Benefit Education Bursary for the New Children’s Hospital,
- Compensation for a personal injury,
- Cost of Education Allowance,
- COVID-19 Once-off Emergency Grant,
- Department of Further and Higher Education, Research, Innovation and Science, Third Level Bursary Schemes,
- Department of Social Protection Temporary Provisions Payment (commonly referred to as the Christmas Bonus payment),
- Disability Allowance (where paid to the applicant),
- Domestic Water Services Refund,
- Domiciliary Care Allowance,
- Dormant Account Funding for Traveller Participation in Higher Education
- Exceptional Needs Payments,
- Foster Care Allowance,
- Fuel Allowance,
- Gaeltacht Learning Period Grant
- Guardian’s Payment,
- Household Benefits Package,
- Housing Assistance Payment,
- Independent Living Allowance for Young People in Residential Care,
- Jobseekers Allowance Transition (where paid to the applicant),
- Kickstart Scholarship Fund
- Living Alone Allowance,
- Mobility Allowance (where paid to the applicant),
- Mortgage Interest Supplement,
- One Parent Family Payments (Means Tested) (where paid to the applicant),
- Pandemic Placement Grant for Student Nurses/Midwives,
- Rental Accommodation Scheme,
- Rent Supplement,
- Student Assistance Fund,
- Student Grant,
- TUSLA – NTRIS Employment Support Scheme,
- TUSLA – Educational Support for Children in Care and Aftercare Bursary
- Uversity – Higher Education Bursary for Adult Learners,
- Widowed or Surviving Civil Partner Grant,
- Working Family Payment /Family Income Supplement.
Income Deduction and Adjustments
Reckonable Income Limits/Deduction Allowable
- The reckonable income limits are increased to take account of the number of dependent children (The number of other children in the household dependent on the applicant and/or their parent(s)/legal guardian, spouse, civil partner or cohabitant) in accordance with the Student Grant Scheme.
- The reckonable income limits can also be adjusted to take account of relevant persons (Another person, (dependent child, applicant’s parent(s)/legal guardian, independent applicant’s spouse, civil partner or cohabitant) within the household who is attending a full-time course of study in further or higher education) in accordance with the Student Grant Scheme.
- A deduction (maximum €4,500) may be made for Holiday Earnings earned outside term time, but within the reference period (i.e. the previous year) for an applicant who was in education and also employed during the reference period (i.e. the previous year).
There are also some further deductions that can be made, as follows:
(a) in respect of income from employment, employment-related expenses as approved by the Revenue Commissioners that appear on your Statement of Liability, (formerly P21);
(b) income from employment which represents holiday earnings outside of term time, maximum €4,500;
(c) maintenance payments made under a legally enforceable arrangement to a separated spouse, as approved by the Revenue Commissioners that appear on your Statement of Liability, (formerly P21);
(d) contributions to pension schemes and pension or retirement products, paid in the reference period only, within the limits allowed by the Revenue Commissioners that appear on your Statement of Liability, (formerly P21) and
(e) overtime payments earned in the reference period (2021) that are not recurring payments.
We may be able to confirm the amounts of these payments directly with Revenue on your behalf, however we will request documentary evidence from you where necessary, such as payslips or a letter from your employer.